by Niagable PLT


Semart aims to provide street vendors with clear business insights simultaneously improving their business operations. This is to enable them to make informed, timely and profitable business decisions and further explore growth opportunities for their business.

The Mission

Semart by Niagable PLT is a social enterprise located in Bangsar South, Kuala Lumpur. We are driven by our commitment to social impact, specifically in providing financial literacy to street vendors throughout Malaysia. Our enterprise was incorporated through the SEEd.Lab Incubators Program, which is powered by Petronas and Tata Consultancy, showcasing our dedication to collaboration and innovation. At Semart, we strive to empower street vendors by equipping them with the necessary knowledge and skills to manage their finances effectively, enabling them to build a sustainable future for themselves and their families. We believe that financial literacy is a critical component in breaking the cycle of poverty, and we are proud to be part of this positive change.


Nadzrul Hanif


B. A. (Hons.) Creative Multimedia from Limkokwing University. Project Manager at TRIS, MYRC. Web developer and Sole Owner at

Liyana Karim


First Class Bachelor in Accounting from UiTM, 5 years of experience as financial analyst at Schlumberger and P&G. Currently a vending machine entrepreneur and part-time ACCA student.



MSc Medicinal Chemistry from UPM, with experience as Marketing Manager at social enterprise SERUM. Currently owns a small gift business.